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Archive for the ‘Renting & Real Estate’ Category

Oct
19

I plan on buying a house in Aug/Sept in New Mexico. When should I start the loan application/process?

Renting & Real Estate

Vicki K asked:
I want to buy a house in Rio Rancho, NM in the end of August/ beginning of September and need to know when I should start the the loan application process for my mortgage. I want this experience to be as smooth as possible
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Oct
9

Are there any home loan programs to stop forclusure?

Renting & Real Estate

susan asked:
2 part question, we refinanced and our payments are about to double, we can not afford them, my husband makes less than he did when we refinanced, so we will not qualify, withthe market I doubt we can sell, is there anything we can do? Would filling bankruptcy help or hurt?
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Oct
7

Any California Loan programs for people out of country?

Renting & Real Estate

satarnag asked:
I have two clients who want to buy a home in California. One just moved here from out of country to accept a job and is on a H-1. He has no credit history or tradelines. What’s the best loan program for him? Another client lives out of country and just wants to [...]




Sep
30

Are there any programs for disabled ppl to get loans to buy a home?

Renting & Real Estate

ChristLover asked:
Im in Andrew county, Missouri. Im disabled and i have social security and Medicaid. Me and my mom and dad want to sell our house and move. Are there any programs/loans for disabled people, to get special rates for loans, or to get one if your disabled with bad credit, [...]




Sep
25

Best loan programs for First Time Buyers - So California?

Renting & Real Estate

e speaks asked:
Looking for the best first-time buyer programs out there for mortgages - either IO 30 yr or 5/1 ARM. I have excellent credit - over 800. Looking to put zero down.
Been also looking into internet back programs such as ING Direct and I see that B of A has [...]




Sep
25

Paying Off College Loans With Home Equity?

Renting & Real Estate

wrtrchk asked:
Has anyone ever paid off their college loans using the equity in their homes? I’ve been told that it’s the best and fastest way to eliminate debt but I’d rather hear what others have to say.
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Sep
23

Does anyone know of any mortgage loan programs that doesnt require?

Renting & Real Estate

mzgabbie asked:
you to pay old collections off at closing?
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Sep
21

why my mortgage broker order appraisal before my loan application is approved?

Renting & Real Estate

dqq z asked:
I heard that an appraisal should never be ordered unless the mortgage broker is sure the loan is going to go through.but my loan application is denied.and I still need pay for the appraisal fee?
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Sep
4

How does a married couple fill out an Uniform Residential Loan Application?

Renting & Real Estate

jexa asked:
Is the borrower made up of both husband and wife? There are no separate boxes for each. There is a box that asks for the sex of the borrower… What do you put when you are married? Also, what about the work history and monthly income? Do you combine the husband and wife’s [...]




Aug
28

Does anyone know of any programs to help low income families get a mortgage loan?

Renting & Real Estate

ribstealers asked:
We want to buy a place in the country and have low income for our family size. We also don’t have much credit. We live in OK.
Thanks, all who answered. I will research all of the sites ya’ll suggested. Since I don’t have time to do it all before time runs out, I’m [...]