Find Student Loan Consolidation

I defaulted on my student loans. I’m repaying them now though. I was told by the student loan company that my credit score would go up, but have read many articles stating otherwise. It sounds to me that the credit score is permanantly ruined after defaulting on a government loan. What’s the truth? Know any websites that I could read about this?

If you do think my score could go up, can you give an estimate time frame? I have nothing else open on my credit report (only old closed accounts all in good standing). I can’t get anything new to help because of the bad score. The defaulted student loan is the only bad thing I’ve ever had on my credit report.