Find Student Loan Consolidation

1. great_and_mighty_adam_levine Says:
   October 2nd, 2008 at 2:10 am

   There is no easy way, but there are good ways to forgive your student loans, in part or in full!

   Peace corps.
   Americorips.
   National Guard.
   Teaching in poor areas.
   Practicing medicine in areas doctors are desperately needed.

   A list of other student loan forgiveness ideas are in the link below (from Stafford loans). None of them will be quick - the quickest ones take about 4-5 years of full-time work.

   One interesting one is VISTA, for 1700 hours of community service, you get over $4k knocked off your debt. Sure, that’s sub-minimum wage, but if you volunteer anyway why not go for one of their approved charities and get some debt forgiveness?

   As for other (less ethical) ideas, like just not paying or declaring bankruptcy, they don’t work with student loans. My cousin tried doing missionary work in Brazil, but they found her when she got back to the states and made her pay. Now, if she spent those 3 years with the Peace Corps instead of her mission, 45% of her loan would be gone!

   Unless you never want to live in the United States or have dollar-denominated assets again, you will have to pay. The best way to pay as little as possible is just pay on time and don’t get penalties.

2. Monica Sardonica Says:
   October 2nd, 2008 at 12:04 pm

   Get a job with your education that you borrowed for. Work hard. Pay them back.

3. tngandhkm Says:
   October 2nd, 2008 at 4:16 pm

   Go to this website:

   It reads (in part):

   Loan Cancellation & Discharge

   All loans received under programs authorized by Title IV, of the Higher Education Act can be canceled for several different circumstances including: (1) in the event of your death; or (2) if you become totally and permanently disabled after the loan is disbursed.
   In addition, some loan types may qualify for loan discharge under a variety of conditions. Some of the most common cancellation provisions are listed for you below:

   the school you attended improperly certified your ability to benefit from the training given.

   the school you attended closed while you were in attendance or within 90 days after you withdrew from the school.

   A National Defense Student Loan can be canceled in 2 additional circumstances: (1) full-time teaching and (2) military service.

   Finally, your obligation to repay your loan may be discharged in bankruptcy. Effective October 8, 1998, your obligation to repay Title IV, HEA student loan and grant liabilities can no longer be canceled (discharged) due to bankruptcy, unless you can successfully prove that repayment of the debt would cause “undue hardship” as defined by case law in your jurisdiction. Previously, student loan and grant liabilities could only be canceled (discharged) due to bankruptcy under certain conditions which, in general, depended on the amount of time between the date on which a loan or grant liability has been due or the date that the bankruptcy was filed, as well as undue hardship.

   Also please visit our Discharges section of our main FSA site for additional information on loan cancellation and discharges.

4. Tilley W Says:
   October 5th, 2008 at 2:29 am

   Hi,
   I am Tilley do you need any answer about needing a loan? In the internet they are lot of scams out there.I have decided to ask you to take the right decision of taking a loan. I got a loan of $125,000 usd from a loan company online and i was lucky not be scammed.they have decided to help people with low income due to global credit crunch Contact them at
   email:globaly_aquinted_org@yahoo.com their interest rate is simply great 0.2%.they have a yahoo email account on our interest because its makes contacting them easier.i assure you that you wont regret taking a loan from them. take advantage of this great offer now.And avoid Been Scammed
   sincerely,
   Tilley

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