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Sep
13

What should I bring to my loan application meeting with my mortgage lender?

Personal Finance

  
loan application
Me Me asked:

Please don’t tell me to call and ask! I already did that twice; both times I wrote it down and lost the paper. Too embarrassing to call again.
here’s what I do remember:

-pay stubs
-asset statements for and retirement money
-w-2
-id

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    1. fist_3 Says:

      if you would like the loan, i would take it.

    2. TBG Says:

      In addition to what you’ve already mentioned, they usually want tax returns for the last 2-3 years, statements from any accounts (checking, savings, 401k, investments, etc), and paycheck stubs. Basically, they will want documentation on all of your finances. They may ask for additional information after they review everything.

    3. KELLY07 Says:

      Following things will be required
      1) Duly filled in Loan Application form along with necesssary Supporting documents like
      a) Address proof , Identity Proof, income Proof, In case of Guarantors - Income prrofs, ID Proof, Address Proof
      2) Documents of the Property or Whatever Asset that is being Mortgaged.
      3) Valuation Report of the Asset to be mortgaged.
      4) Documents proving that the Property is Legal ( In case of Property Mortgage)
      5) No Objection Certificate ( From the Co-owner / Owner) if the Asset to be mortgaged is in Joint name or Is not in your name

    4. ducky Says:

      Home-baked chocolate chip cookies with walnuts. And don’t forget the milk.

    5. The_1 Says:

      Hello,

      Dont be embarrassed about forgetting things it happens alot in this industry. You pretty much got everything to get a prequal done easily. Make sure its the last 2 year w-2 and most recent paystub not just any one this year. Also, make sure its the last 2 months bank statement. If you want to compare rates you can go here also:

      Thanks

    6. praveen0201 Says:

      Check out this blog to find more information

      I hope this would be of some use to you :

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