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Sep
3

If my wife owns for School loans from before we were together would I get hit too?

United States

  
school loans
yourchamp23 asked:

My are being garnished for unpaid school loans. If I as a joint married status would ALL of our return get taken away? Or would it just a % of it?

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    1. jseah114 Says:

      All of it would be taken, UNLESS you also submit an injured spouse form. In that case, they would apportion the refund between you and your wife, and only your wife’s portion of the refund will be taken.

    2. xtowgrunt Says:

      Anything with her name attached is fair game. This includes tax returns, banking accounts and property.

    3. kay Says:

      if u were not aware of the debt b4 u married u can file an injured spouse form this will allocate earnings tax paid exemptions etc so that what u made and paid in are not included in the amount that is kept to repay her debt…just did one of these tonite…the family was very happy (esp the spouse)

    4. tma Says:

      you need to file Form 8379 “Injured Spouse Allocation” to avoid having your entire refund garnished.

      you would be considered the “injured spouse.” after you finish your joint return, fill in this form. enter your wages, withholding etc. that you would file as if you were filing separate. the IRS calculates how the refund would be allocated to each of you and you will receive your refund youre entitled to.

      attach this form to your return. YOU MUST MAIL IN YOUR TAX RETURN. this form cannot be e-filed. be advised that your refund can take at least 8 weeks to arrive. from past history, it takes awhile for the IRS to process these forms.

      email me if you need help filling it out.

    5. Honesty given here! Says:

      Yes, it will get taken. Let it happen though- it will be over with sooner!

    6. bostonianinmo Says:

      All of it will be taken unless you file an Injured Spouse Allocation form. You should file a paper return and attach the form to the top of your return.

      Do NOT e-file! If you do, your return and the refund capture will most likely be processed before they get the Injured Spouse Allocation form. Processing those after the fact can be done but it can take months to get your money.

      Filing an Injured Spouse Allocation form does not guarantee that you will get anything. If you had no income, you’ll normally get nothing. If you’re in a community property state, you’ll generally get only half of the refund even if SHE had no income.

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