Find Student Loan Consolidation

1. imisidro Says:
   September 1st, 2008 at 2:31 pm

   DO NOT go to sites that ask you to pay before you can get access to grant applications. Those are SCAMS promising you that you can get grants for anything, which is not true

   You may also want to read the warnings FTC has issued against these “grant” companies:

   Here is also one of the warnings issued by the Better Business Bureau

   It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for starting a for-profit business.

   One possible exception is for companies developing or exporting agricultural goods, including food and forest product. Another exception could be the Small Business Innovation Research (SBIR) or Small Business Technology Transfer (STTR) programs , which fund the research and development of technological innovation that meets specific government needs.

   Your best bet actually will be from the states if they offer grant programs for women (or any other special interest groups — minorities, women, disabled, veterans, etc). Or check with non profit organizations, particularly women organizations if they offer grants. Examples include

   Iowa Women’s Foundation
   New Mexico Women’s Foundation

   Even SBA does NOT give out grants. From the SBA website

   “The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”

   Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) and Grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.

   Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business — THERE’S NONE.

   Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

   Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs

2. TiffanyB Says:
   September 2nd, 2008 at 12:58 am

   I agree, don’t pay to access information.

   There are so many businesses that mothers can do that don’t require large start up fees. How about starting up a “Home based business” Most home based businesses cost under $500. I’m not a single mother, but I can show you what my husband and I have been doing for over six years now. We both work out of our homes around our children’s schedules. We have four kids ages 10,6,4 and 1. It well supports our whole family. There’s a lot of other homebased businesses that can do the same for you. If you’d like some ideas, your more then welcome to take a look at my 360 page on home based business opportunities.
   Like I said my husband and I started our home based business over six years ago.We both work out of our home around our children’s school and sports activities. We got involved in an International telecommunications service provider that was started back in 1993. It’s a 15 year old, world wide company that’s in numerous countries. It’s the largest direct selling telecommunications service provider in the world. With headquarters in Farmington Hills, Michigan, Charlotte, Amsterdam, Sydney and Montreal.
   They have been featured in several magazines like USA Today, Success, Fortune etc. Inc 500 rated them the 22nd fastest growing company in revenue in it’s first five years. They are registered with the BBB as well.
   They market in services people use every day and pay for anyway. Services like Local and Long Distance telephones, Internet, Digital, video phones, Satellite TV, and all the major cellular phone companies like T-Mobile, Verizon, AT&T, Sprint, Nextell, Altell etc with the latest plans and most popular equipment. You help put them on a new 2 year contract plan or upgrading and extending an existing contracts through all the major cellular phone providers. You also help them save money on all their other telecommunication needs as well as Satellite TV. Every single month these people pay their bills, you make a percentage over and over again each month.
   How many people do you know, or know of around the world that uses one or more of these services or products? . A lot of money involved in this industry.

   There’s so many different businesses to look at with different products and services. Find one that makes the most since to you. If you have any questions feel free to email me at
   Hope this gives you an idea and information that you don’t have to go and get a grant or loan to start a business.

   Tiffany

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