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Yousif (Joe) R asked:
Well #1 - can I even GET a loan for college?
Sphere: Related ContentWell #1 - can I even GET a loan for college?
I’m young, I have a “D” credit rating, credit score of 608, 4 credit lines open with $3000 revolving - no delinquent accounts or missed payments, etc… but also no cosigner…
Tags: College Loans, Cosigner, Credit Rating, Credit Score, Delinquent Accounts, Loan For College
July 25th, 2008 at 7:07 am
IDK— but can you go through the college for the loan. Ask the school for infor on a Stafford loan…..do they still have the work study program in college now>?
July 25th, 2008 at 11:40 am
A federal loan is your best option. Try to avoid private loan companies. The private loans have the same bankruptcy protections as federal loans but have more freedom when charging you interest - which means you pay a much higher interest rate with those.
One great way to save money and reduce the amount of loans you have to take is to go to a local technical college and get some of your pre-reqs out of the way (English 101 etc). Then transfer to the 4 year school of your choice for the last two years. Just make sure to speak with the Tech school and 4 year school to see what will transfer. In my area, most things transer but some of the foreign language classes do not.
July 27th, 2008 at 2:39 am
You might want to try citifinancial or chase.
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